State
Washington
Description
Nick Garcia brings analytical precision and strategic foresight to the mortgage industry. As President and Chief Lending Strategist at Smarter Lending, he’s dedicated to making homeownership accessible for clients with complex financial profiles.
Recognized among the Top 1% of Mortgage Professionals in America and featured in the Scotsman Guide’s Top Originators list in 2021, Nick is known for his deep industry expertise.
At Smarter Lending, he helps clients navigate a wide range of loan options to find the right fit—combining professionalism with a personal touch to elevate the lending experience.