Richard Cox believes financial planning should be about more than money—it should help people live with purpose, confidence, and freedom.
As a Financial Advisor with Sentinels Financial Group, Richard helps clients clarify what they want their future to look like and develop a strategy to get there. He earned a Bachelor of Science in Economics and a Bachelor of Arts in Psychology from UCLA, a combination that continues to shape his work today.
Richard has also earned the Wealth Management Specialist™ (WMS), Certified 401(k) Professional (C(k)P), Certified Exit Planning Advisor (CEPA), and Accredited Behavioral Finance Professional (ABFP) designations. These credentials provide the technical foundation to help clients evaluate retirement options, create wealth-management strategies, navigate business transitions, and make informed financial decisions.
What sets Richard apart is his belief that successful financial planning is both mathematical and behavioral. Building a sound retirement plan is important, but following that plan through market volatility, uncertainty, and life's inevitable challenges is often what determines success. His training in economics and financial planning helps clients establish meaningful goals and actionable strategies, while his background in psychology and behavioral finance helps them stay focused on what matters most when emotions threaten to derail good decisions.
Richard is passionate about helping people discover what they truly want from retirement and life beyond work. He knows that financial success is rarely determined by knowledge alone; it is built through consistent decisions made over time. By combining technical expertise with behavioral coaching, he helps clients create a clear path forward and stay on that path with confidence, even when life and markets become unpredictable.
Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as Sentinels Financial Group. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.. Sentinels Financial Group is separately owned and operated and not independently registered as a broker-dealer or investment adviser.