Delaware Mortgage Loan Officer John Thomas works for Primary Residential Mortgage, Inc. in Newark, Delaware as an Originating Branch Manager. Primary Residential Mortgage, Inc. is a Delaware mortgage lender that is a direct lender and mortgage servicer. We can find you the best mortgage interest rate because we have the best of both worlds, being mortgage bank and a mortgage broker. John Thomas is licensed to lend in Delaware, Maryland, Virginia, Pennsylvania, and New Jersey. Call 302-703-0727 to apply for a mortgage loan or APPLY ONLINE.
John Thomas has consistently been a top producing loan officer for the past 10 years and ranked nationally for production. He is also the author of two books, Your Guide to Buying Your First Home in Delaware and Your Guide to Buying Your First Home in Maryland. John Thomas is a recognized mortgage trainer and industry speaker.
You are More Then Your Credit Score
John Thomas provides believes each client is more than just their credit score. Many mortgage lenders automatically reject borrowers with credit scores under 640. At the John Thomas Team every borrower has a face, name, and a story, so we look at the whole picture
No Application Fee or Upfront Fees
We only fund loans that make sense. Because our loans have a strong foundation we don’t need to nickel and dime you along the way.
Responsive
John Thomas and his team has created a loan scenarios department that allows us to give you, the client, a definitive answer on a loan within 24hours.
Accessible
John Thomas and his team know you’re busy, so we are flexible and work to accommodate morning, evening and weekend applications & Communication. We are open on Saturday and have our Weekend Warrior Program to always be available.
Diverse Mortgage Portfolio
Delaware Mortgage Loan Officer John Thomas has access to 300 different mortgage loan programs to fit a variety of needs. Sometimes the more complex the loan, the more we shine!
Proficiency
All paperwork, communication, and underwriting happens locally; thus saving time, work and stress and significantly reducing the processing time on our loans.
Solid Pre-Approvals
In a competitive market a strong pre-approval letter can be the difference between your offer being accepted or denied by the seller. We hear time and time again that our pre-approval letters carry a lot of weight in the market. Our pre-approvals are a direct correlation to our reputation of doing great business.
Local
John Thomas is your local Delaware Mortgage Loan Officer and listing agents prefer to work with a local loan officer that is available which gives you a leg up on the competition.
Open Communication
Tuesday Status Update Day Every Tuesday at Primary Residential Mortgage with the John Thomas Team. We update clients and agents on both sides of the deal on the status of the loan, so everyone is in the know.