The Terry Smith Agency – Your Trusted Farmers® Insurance Partner
At The Terry Smith Agency, we know what it means to work hard for what you have—and we’re here to help you protect it. Serving Southwest Michigan and surrounding areas, we provide reliable, no-nonsense insurance solutions for hardworking families, homeowners, and business owners.
From home, auto, and life insurance to business and specialty coverage, we make sure you get the right protection at the right price—without the runaround. Our team specializes in bundling policies to help you save money while keeping your coverage strong, so your hard-earned paycheck goes further.
We believe in straight talk, honest guidance, and service you can count on. You’ll always know exactly what you’re paying for, why you need it, and how it protects your family, home, and future. With one dedicated agency handling all your needs, you get more than a policy—you get peace of mind.
Whether you’re protecting your first home, your growing family, or the business you’ve built, The Terry Smith Agency is here to stand with you. We work for our clients the same way you work for yours—with pride, integrity, and commitment.