With fluency in Spanish, Salvador proudly serves clients in the Essex county NJ area. Salvador has 33years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, FHA mortgages, vacation home financing, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Salvador is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Salvador can help you get a clear picture of what might work best for you. Salvador will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Salvador wants to ensure that you have a positive home lending experience. Chase offers free money grants of $2500 to $5000 no need to qualify, no income limits, no repayment requirements and don't need to be a first time home buyer. Just require the property to qualify. We also offer on time closing guarantee or we give you $5000. If you lock in the rate and rates come down before closing we give you the lower rate. Thank you