About Jodi Stoker – Your Local Colorado Insurance Advocate
For more than 20 years, I’ve helped Colorado families and small businesses protect what matters most. My journey with State Farm began in Denver, where I started at the front desk of a local office in 2003. Over the years, I learned the business from the inside out—claims, coverage, customer service, policy reviews—and eventually built my own agency right here in Highlands Ranch. What started as a job became a passion: helping people understand insurance clearly, confidently, and without overwhelm.
My Experience, in Real Life Terms
20+ years serving Colorado customers
Hands-on experience with hail damage, water damage, auto accidents, and wildfire risk
Thousands of completed coverage reviews
Hundreds of families who bought their first home or car with guidance from our agency
Deep understanding of Colorado’s unique challenges: storms, liability laws, rebuild costs, and market shifts
I’ve helped customers navigate everything from first-time renter policies to complex business needs. I don’t just sell policies— I guide people through real, stressful moments in their lives.
Our Focus. Knowing that insurance is not "one size fits all," I find a unique way to meet the needs of what is the right fit designed specifically to YOU.
Car Insurance (including high-liability protection)
Homeowners & Renters Insurance (Colorado-specific risks like hail & wildfires)
Life Insurance & Long-Term Goals
Business & Commercial Liability Insurance
Umbrella Policies for extended protection
Every recommendation is based on your personal situation — not a template. During a coverage review, I break down options in plain language so you truly understand what you’re paying for and why.
Credentials & Professional Standards
Licensed Colorado Insurance Agent: CO-281247
20+ years with State Farm
Degree in Business Communication & Psychology – University of Colorado Denver
Backed by State Farm®, one of the most trusted insurers in the country
Supported by a highly trained, knowledgeable team of licensed professionals
Clear communication and doing the right thing are at the core of how I work. A handshake and a straightforward conversation still mean something here.
A Team That Stands Behind You. My office includes a dedicated team—each with specialized training and expertise—to support you with fast responses, proactive reviews, and friendly service. We believe insurance should never feel stressful or confusing.
Our service standards:
Same-day response whenever possible
Annual coverage check-ins
Claims guidance step-by-step
Transparent, honest recommendations (even if that means advising against coverage you don’t need)
What Our Customers Say. With 135+ five-star reviews, our customers consistently mention:
clear explanations
fast communication
compassionate support
real follow-through
proactive help during claims
These aren’t just transactions — they’re long-term relationships built on reliability.
Rooted in the Community. We proudly serve Highlands Ranch, Douglas County, and customers across Colorado.
When we’re not in the office, you’ll find us supporting local schools, participating in community events, or helping neighbors with insurance questions on the spot. Our office is even pet-friendly — because we know they’re family, too.
My Philosophy. Insurance should make your life safer, simpler, and more secure. My role is to give you clarity, confidence, and someone you can depend on when life throws the unexpected your way. If you ever need guidance — whether you’re buying a home, starting a business, comparing coverage, or recovering from a loss — my team and I are here to help.